Africa's Global Bank

Built for
Africa.
Built for you.

Serving 45 million customers across 20 African countries and four global financial capitals — New York, London, Paris, Dubai.

Open an Account Our Story

Scroll

0M+

Customers Worldwide

0+

African Countries

0+

Branch Network

$0B+

Total Assets

Africa's Bank of the Year 2023 Best Regional Bank West Africa 2024 World's Best Frontier Markets Bank 2024 Over 70 Years of Banking Excellence 20 African Countries · London · Paris · New York · Dubai Africa's Bank of the Year 2023 Best Regional Bank West Africa 2024 World's Best Frontier Markets Bank 2024 Over 70 Years of Banking Excellence 20 African Countries · London · Paris · New York · Dubai

What We Offer

Banking for
every dimension
of your life.

From everyday personal banking to pan-African trade finance and investment banking — UBA delivers comprehensive financial solutions for every stage of your journey.

01

Personal Banking

Accounts, loans, mortgages, investments and digital tools built for individuals and families across Africa.

02

SME Banking

Tailored financial solutions, working capital, trade finance and advisory services for growing African businesses.

03

Corporate Banking

Investment banking, treasury, structured finance, and cross-border transaction solutions for major corporates.

04

Digital Banking

Leo AI chatbot, UBA Mobile, internet banking and USSD — banking that lives in your pocket, anytime anywhere.

05

Wealth & Investments

Asset management, treasury bills, bonds, pension and bespoke wealth advisory services for high-net-worth clients.

06

Sustainability

ESG commitments, green finance, community empowerment and the UBA Foundation driving inclusive development.

Our People

25,000+ people.
One Africa.

Meet our leadership

4539 •••• •••• 7821

VALID THRU

12 / 27

CHUKWUEMEKA A.

UBA

UBA Cards

Your Africa.
In your wallet.

The UBA debit and credit cards work everywhere — online, in-store, at ATMs across Africa and globally. Contactless, secure, and loaded with rewards.

Get a Card

Our Footprint

Rooted in
20 countries.
Growing beyond.

From Lagos to Nairobi, Dakar to Lusaka — and global offices in London, Paris, New York and Dubai. Wherever Africa does business, UBA is there.

NigeriaGhana KenyaUganda SenegalCameroon Côte d'IvoireTanzania ZambiaMozambique Congo DRCLiberia Sierra LeoneMali Burkina FasoChad GabonGuinea BeninRwanda

Insights &
Updates.

View all insights

Corporate

March 2026

UBA reports record profit of ₦803bn, announces landmark dividend

Digital

February 2026

Leo AI now serves 10 million customers monthly across Africa

ESG

January 2026

UBA Foundation reaches 500,000 beneficiaries across 20 countries

Ready to bank
with Africa's best?

Open Account Today

Personal Banking

Banking made
for you.

Current & Savings Accounts

Open a UBA account in minutes. Enjoy zero maintenance fees on select accounts, instant debit cards, and access to 1,000+ branches across Africa.

Open account →

Home Loans & Mortgages

Finance your dream home with competitive rates, flexible repayment terms and up to 20-year tenure. Get pre-qualified in 48 hours.

Apply now →

Personal Loans

Get up to ₦5 million in quick loans with no collateral required. Approval in 24 hours for salary earners and existing customers.

Calculate loan →

Fixed Deposits & Investments

Grow your savings with high-yield fixed deposit rates, treasury bills, and UBA's curated investment products.

Start investing →

Debit & Credit Cards

UBA Visa and Mastercard cards with worldwide acceptance, contactless payments, and robust fraud protection. Virtual cards for online shopping.

Get a card →

Insurance Products

Life, health, travel and vehicle insurance solutions through UBA Bancassurance — comprehensive cover at competitive premiums.

Get covered →

5412 •••• •••• 3319

VALID THRU

09 / 28

AMARA O. OKONKWO

UBA

UBA Premium Card

One card.
All of Africa.

Use your UBA card at any ATM or POS across Africa and globally. Earn reward points on every transaction. Zero foreign transaction fees on premium cards.

Apply for Card Card Benefits

Open a UBA account
in under 5 minutes.

Start Now

SME & Business Banking

Every business
is big business.

SME Solutions

Built to help
African businesses
scale.

UBA has committed $100 million in new loans to SMEs through partnerships with the African Guarantee Fund. From startup accounts to trade finance — we're your growth partner.

Current & Business Accounts

Dedicated business accounts with multi-signatory control, cheque books, bulk payment processing and direct access to relationship managers who understand your industry.

→ Zero COT on select business accounts
→ Multi-currency accounts for import/export
→ Dedicated SME relationship managers
→ Access to the UBA Business Series networking events

Open Business Account

SME Loans & Working Capital

Flexible loan products designed for growing businesses — from overdraft facilities and asset finance to long-term growth capital. Fast approvals, minimal paperwork.

→ Overdraft facilities up to ₦50 million
→ Equipment & asset financing
→ AGF-backed loans for women-led businesses
→ Green finance for sustainable SMEs

Apply for Loan

Trade Finance

Import/export letters of credit, bank guarantees, and documentary collections for businesses trading across Africa and globally. Our pan-African network gives you a real edge.

→ Letters of Credit — import & export
→ Bank guarantees & performance bonds
→ Invoice discounting & supply chain finance

Talk to Trade Specialist

UBA Business Direct

Our online portal for corporate cash management gives you complete control over your business finances — payroll, bulk transfers, collections and real-time visibility across all accounts.

→ Bulk payment processing & payroll
→ Real-time account monitoring across countries
→ Collections from all banks via direct debit

Access Business Direct

Let's grow your business
across Africa.

Talk to an Advisor

Corporate & Investment Banking

Where Africa's
biggest deals
get done.

Investment Banking

Equity capital markets, debt capital markets, mergers & acquisitions advisory, and structured finance for Africa's major transactions.

Learn more

Treasury & Markets

Foreign exchange, money market instruments, fixed income, derivatives and interest rate risk management across Africa's major currencies.

Learn more

Corporate Loans & Structured Finance

Syndicated loans, project finance, leveraged finance and bespoke structured credit solutions for large corporates and governments.

Learn more

Trade & Commodity Finance

Letters of credit, forfaiting, commodity finance structures, and pre-export financing for Africa's largest trading corporations.

Learn more

Cash Management

End-to-end treasury management, cross-border liquidity, real-time cash pooling, and payment automation via UBA Business Direct.

Learn more

Custodial & Agency Services

Securities settlement, custodial banking, trustee services and registrar functions for institutional and government clients.

Learn more

Talk to our
corporate banking team.

Request a Meeting

Digital Banking

Your bank.
In your pocket.

UBA Mobile App

Bank without
limits.

Over 10 million active users. Transfer money, pay bills, check balances, buy airtime, open accounts and chat with Leo — Africa's most loved banking app.

Leo AI — Chat Banking

Transact, get support, and manage your finances via WhatsApp, Facebook Messenger, Apple Business Chat, or directly in the app.

Internet Banking

Full desktop banking at ibank.ubagroup.com — instant self-registration, two-factor auth, and access to all your UBA accounts.

USSD Banking — *919#

No smartphone? No problem. Dial *919# to transfer funds, check balances, buy airtime and more on any mobile phone.

Available Balance

₦2,457,830.00

Send

Receive

Airtime

More

Recent Transactions

GTBank

Transfer · Today

-₦50,000

Salary — ACME Ltd

Credit · 5 Mar

+₦380,000

DSTV Payment

Bills · 4 Mar

-₦24,900

UBA Investment

Interest · 1 Mar

+₦12,450

Download UBA Mobile today
— it's free.

Get the App

About UBA

Africa's
Global Bank.
Since 1949.

Our Story

Seventy years
of African
banking excellence.

United Bank for Africa traces its roots to 1949 when the British and French Bank Limited commenced operations in Nigeria. Through mergers, acquisitions, and organic growth, UBA has become Africa's premier pan-African bank — listed on the Nigerian Stock Exchange, with subsidiaries in 20 African nations and offices on four continents.

Today, under Group Chairman Tony Elumelu and GMD/CEO Oliver Alawuba, UBA serves over 45 million customers and holds total assets of $19 billion — a testament to the power of African enterprise.

Leadership

The team behind
Africa's Global Bank.

Tony O. Elumelu

Group Chairman

Oliver Alawuba

Group Managing Director / CEO

Sola Yomi-Ajayi

Executive Director, International Banking

Muyiwa Akinyemi

Deputy Managing Director

Evelyn Oputu

Board Director

Kayode Fasola

Chief Financial Officer

ESG & Sustainability

Banking for
a better
Africa.

Our Commitment

Finance that
builds Africa.

UBA's ESG strategy is rooted in the belief that financial institutions have a unique role in accelerating sustainable development across Africa. We invest in communities, support clean energy projects and hold ourselves to the highest standards of governance.

₦5.1^B

Community Investment

Strategic social investments exceeding ₦5.1 billion channelled into education, health, environment and entrepreneurship across Africa.

500^K

UBA Foundation Beneficiaries

Over 500,000 direct beneficiaries through the UBA Foundation's Read Africa, health outreach and youth empowerment programmes.

$100^M

Green & SME Finance Commitment

$100M committed to SME lending with the African Guarantee Fund, specifically targeting women-led businesses and green finance projects.

Environmental

Sustainable finance
toolkit.

UBA has integrated environmental risk screening into its project finance processes. Our Sustainable Finance Toolkit helps assess and mitigate environmental impact across all major financing decisions, aligned with global ESG standards.

View ESG Report